Customer Receipts – December 2024

The final month of 2024 delivered balanced and robust activity, driven by customers finalizing procurement cycles, replenishing inventory, and preparing for early-year operations. The 183 Alipay receipts highlight strong purchasing momentum as suppliers and importers closed outstanding orders before the new year. Alipay continued to be the most efficient method for rapid payment confirmation, supporting both small and large sourcing needs.

Corporate bank transfers, reaching 29 receipts, reflect increased business-level settlement activities. December is typically a month when companies complete annual reconciliations, finalize supplier payments, and prepare financial structures for Q1. This spike indicates strong engagement from established business clients executing planned year-end transactions.

Personal bank transfers, with 48 receipts, remained an important channel for small importers, online sellers, and individual traders. The stable volume shows consistent dependence on personal banking for controlled and traceable payment flows, especially among customers who prefer traditional financial pathways.

A notable development this month is the return of Bank Deposited transactions, totaling 9 receipts. This indicates that some customers required direct cash-to-account settlement—often used in cases of cash-heavy operations, urgent payments, or situations where digital transfer limits are restrictive. Although not as common as other methods, the presence of cash deposits adds diversity to payment preferences in December.

WeChat Pay, with 1 receipt, maintained limited but continuous usage for specific suppliers who operate primarily through mobile wallet ecosystems.

Overall, December’s figures show diversified engagement across nearly all services, demonstrating flexibility in customer payment behaviors during a high-demand period.